Dec. 29

Annuity Insurance Quote

In our present woeful economic climate it is imperative that we all have some form of annuity insurance and one of the easiest places to purchase annuity insurance today is online.
There are several types of annuities on the market today, including tax deferred annuities, immediate annuities and equity indexed annuities but, at its most basic [...]

Oct. 29

Types of Annuity & Life Insurance contracts

In its simplest form, an insurance policy is a contract between two parties. The first party, the insured, agrees to make one or more payments (premiums) to the second party, the insurer. The insurer in return agrees to make a payment (the amount of insurance) to the insured, if and when the event insured against [...]

Sep. 24

Do You Need To Get An Insurance License (to Sell Annuities) For Each State Or Is There Reciprocity?

I am changing careers and am considering getting into financial services and eventually become a CFP. It appears that to get most entry level jobs, I need the 6 & 7, 63 as well as a Life, Accident and Health license. Is this correct?
Also, I have a good financial background (BS & MBA), [...]

Sep. 24

How Does One Become An Independent Agent If The Life Insurance And Annuity Business?

Meaning, If you are first starting out in the insurance business(no history), how do you get the commission level of the independent agents? Do you just have to sell a certain amount of insurance or annuities, like 1 million worth, then you are pushed to the independent agent status, or is it that you [...]

Sep. 24

Looking For Cheap & Crappy Life Insurance.?

I am looking for sources of *REALLY* cheap life insurance. I have to have life insurance for the next six years (declining each year), while I pay off a structured legal settlement.
I don’t care about financial stability of the company or a history of hassling the beneficiaries to collect. I don’t care about guaranteed renewability, [...]

Sep. 24

What Happens If You Get A Loan Under Life Insurance And Suddenly You Die?

Well…my father passed away a few years ago and now pretty surprisingly I still owe the money as one of the heirs.
Some lawyers advice me that this is illegal from the bank in cases of “life insurance” or the original borrower(my father, thus).
Thanks!

Sep. 24

Who Here Thinks Health Insurance Is A Scam?

Buying insurance is like buying a lottery ticket to get yourself screwed. The only difference is that once you are screwed, you might just get double screwed because the insurance company might refuse payment!

Sep. 24

What Insurance Company Did Gene Autry Buy His Lifetime Annuity From?

After Gene Autry sold the california angels and retired from movie making he bought a lifetime immediate annuity for income security. It is alleged to have been from a California based insurance company.

Sep. 24

An Insurance Agent Is Trying To Sell You An Annuity That Costs $100,000 Today…..?

…by buying this annuity, your agent promises that you will recieve payments of $384.40 a month for the next 40 years. what is the annual rate of return on this investment?
http://answers.yahoo.com/quest…..342AAICtOp

Sep. 24

Do You Need To Have Good Credit In Order To Get Your Insurance License To Sell Fixed Annuities?

I have been offered a job with a financial company that is a broker who sells cd’s, fixed annuities, IRA’s etc and was told that you have to have very good credit in order to get your license and be appointed by the larger insurance companies whose products you will be selling. If so what [...]

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